Student Loans

In the present times, when the cost of higher education is showing a steep inclination, requirements for finding out right kind of student loans has become a necessity. Various kinds of federal loans available for students are as follows: 

Federal Perkins Loans : This loan is available for both undergraduate and graduate students. Repayment of loan should be started after a specific time period (grace period) after the completion of studies.  

Stafford Loans : This low interest federal loan is provided by the schools that are a part of William D. Ford Federal Direct Loan (Direct Loan) Program. Direct Subsidized and direct unsubsidized loans are two different types of Stafford loans with an interest rate of 6.8 percent.

PLUS Loans : Parent Loan for Undergraduate Students or PLUS loans can be taken by the parents, graduate students and professional degree students. Parents of the dependent undergraduate students can apply for this low interest loan program to pay for their child's education. 

Private Loans : Students who can't meet their college expenses through federal loans can take private student loans. Interest rates and borrowing limits vary according to the lenders for these alternative loans. 

Even students can take multiple loans to meet college expenses. In such a situation instead of multiple payments, students also can combine multiple loans into a single one through Direct Loan Consolidation (DLC).To ease repayment of your loan, the key factor is advance planning and organizing your finance books. 

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What Will 2013 Bring For Education?

As the time is passing, we all have witnessed many changes and many things have changed since past few decades. There has been a lot of change since the inception of internet and web. People’s way of living and doing things has changed. Life; in short has evolved in past few years. But what lies ahead? What is next? After so many things have changed, what else remains to be seen?

In this article we will see the impact of these changes on education, we will also discuss that whether the changes on education has been good or bad and further what impact can be seen on education in year 2013. The first thing we need to analyze is that what impact education had gone through. If we compare the era of our parents with that of ours, we can see that education has made progress in leaps and now the kind of education we are having is totally different and a lot has changed in these years.

In all these years we have seen that everything is now linked with internet, students get their assignments and custom coursework all on internet and college portal or slate. The way of doing and assigning things has changed, and those who cannot adapt to this change cannot survive. Now the expectations from the students have increased too. In recent years a lot of news has been in buzz about plagiarism and college drop outs. The issue of plagiarism has been in hype in recent times and many people believe that students are to be blamed for this act.

The impact on education has been that the importance of education has increased; many private schools and colleges are coming up and the competition to get in a good college in immense. Students try really hard to get in a good college, and once they get in they struggle hard to remain in college. Many students do part time job along with the studies and this is the reason that many students are not able to complete their college. Despite of the fact that they have financial burden on them, teachers are coming up with stricter guidelines and by giving them lengthy custom coursework, they make matters worse for them.

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Scholarships

Recent trend of tuition fee hike in various colleges has become a major cause of concern for a large number of aspiring students who wish to pursue a college degree or even a diploma. 

Scholarships are given on the basis of :

1. Merit specific: On the basis of student's excellence in academics or sports activities.
2. Need specific: On the basis of financial needs.
3. Student specific: Scholarships awarded to certain gender, race or ethnic group

There are various types of scholarships that include

a.   Scholarships by State: State level scholarships or otherwise known as local scholarships will be awarded for the students based on both merit specific and need specific demands.

b.   Scholarships by Education level: Students can apply for scholarships depending on their grade level.

c.   Scholarships by Majors: Selection of some specific college majors can not only help in stepping into a career but also they can be a reason for availing scholarships.

d.  Scholarships by Type: This scholarship is categorized as student-specific scholarships and unique scholarships. It will be awarded on the basis of some specific family features or unique talents.

Otherwise it will result in the cancellation or suspension of the scholarship funding. 

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College Guys

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“Educating Lives Throughout”

Education in its general sense is a form of learning in which knowledge, skills, and habits of a group of people are transferred from one generation to the next through teaching, training, research, or simply through autodidacticism.

Generally, it occurs through any experiencethat has a formative effect on the way one thinks, feels, or acts.

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Public Administration

Enrolling in public administration study program opens up different career opportunities in both the government and non-government sectors which include federal organizations and municipal sectors. They get highly skilled in decision-making, public relations management and handling the controversies.

Grads with a public administration may find several career roles in the business world such as public administrator, management analysts, public relations specialist and human resource managers. Most of the public administrators work in local, federal and state government sectors. They have to ensure all the plans are implemented successfully.

DEGREES OFFERED : Associate's Degrees   Bachelor's Degrees   Master's Degrees

                                     Doctorate Programs     PhD Programs     Certificate

A bachelor's degree in business related discipline is necessary to initiate a career in the corporate world. Applicants should require great communication and interpersonal skills to excel in the career.

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Grants

College education expenses are going up in a skyrocketing pace. Aspiring students are searching more about financial assistances that can minimize their financial burden. 

Details of Expected Family Contribution (EFC) provided by the students determine whether they are eligible for the grant.

Take a look at some of the popular grants:

1. Federal Grants: Pell Grant is one of the most popular federal grant in which eligibility of students is determined by comparing the EFC given in FAFSA with Cost of Attendance. 

2. State Grants: Eligibility criteria for availing state grants vary with some specific criteria set by the state government. One such example is Illinois Future Teacher Corps (IFTC) Program provided for students who want to choose their career as teachers.

3. College Level Grants: Colleges provide grants based on the submitted FAFSA details and other eligibility criteria. For example: many colleges offer grants to outstanding athletes.

4. Career Specific Grants: This grant is awarded to the students who want to pursue some specific career. Some examples are Teacher Education Assistance for College and Higher Education (TEACH) and Grant Program and Nursing Scholarship Program.

5. Student Specific Grants: It will be offered by some communities or association considering some specific family backgrounds or other features. It may be based on the minority, military background, physical disabilities and more.

6. Unique Grants: A unique hobby or talent can help students in availing a grant. It would be a less competitive area in which student with unique talents can only apply. Unlike scholarship that is given based on merit, grants are provided based on the need.

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Project Management

OVERVIEW : Since the time is the most precious factor in everyone's life, even the business world is keen in utilizing their time productively. Skills and techniques used to execute the project in a successful way are termed as project management.

JOB DESCRIPTION : There are so many career tracks in the project management and some of them are project manager (PM), project co-coordinator and project scheduler. Senior Project managers hold a huge responsibility in attaining the goals of the business organization by assuring the quality and time accuracy of the projects. Software technologies, databases and other computer applications are used to store the data and update the information about the projects.

DEGREES OFFERED : Associate's Degrees   Bachelor's Degrees   Master's Degrees

                                     Doctorate Programs     PhD Programs     Certificate

Job prospects are expected to be good for talented candidates with strong leadership and organization skills. The job outlook varies according to the nature of the industry sector and the number of projects taking place. 

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Five Easy-Start $65k Jobs

There are no short cuts to success and of course for being highly paid. The more you slog, the more you earn is the simple norm. Same is the truth for higher education. We generally believe that the higher the degree, there would be a corresponding rise in the pay packet at the end of the month.

1. Radiation therapists : Radiation therapists are involved in directing a high energy radiation beam on the diseased portion of the body to destroy the harmful cells. They are involved in the treatment of cancer. They are also responsible for accurately recording, interpreting and administering the treatment as prescribed by the radiation oncologists.

2. Nuclear medicine Technologists : Nuclear medicine technologists use radioactive materials called radio-pharmaceuticals to create images of organs, study body functions, analyze body specimens and treat diseases. 

3. Dental hygienist : Dental hygienist cleans teeth, examine patients for signs of oral diseases and provide other preventive dental care. They also advise patients to improve and maintain good oral health. They are also involved in taking and developing dental x-rays.

4. Nuclear Technicians : Nuclear technicians are involved in helping physicists, engineers and other professionals in nuclear research and nuclear production. They operate special equipment used in nuclear research and monitor the levels of radiation that are produced. 

5. Commercial Pilots : Commercial pilots fly and navigate airplanes or helicopters. Commercial pilots may fly airplanes for an airline that transports people or cargo from one place to another. They may also fly for other reasons such as charter flights, rescue operations, firefighting, aerial photography and crop dusting.

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Online schools,Online College,Online University

Are you in search for education dilemma like “help me find a School”, “help me find a University” or “help me find a College”? SchoolandUniversity.com provides free information about online and campus study program for your better careers, educational course choices with top schools, colleges, universities, community colleges that are accredited and also suitable to your needs.

SchoolandUniversity.com offers free information about various study program as well as benefits of graduate degree, under graduate degree, trade certificate, post degree certificate after completion of high school or GED.

We also provide a variety of Edu search engine such as search by state, in USA, by country, by zip Code, by degree, online program, search by name, Tuition fee, job outlook, salary by career, salary by degree and campus program.

In our education website SchoolandUniversity.com we have Education link that provides information about How to study, about the ACT, adult Education, about the SAT, about the FAFSA, admission requirements, admission deadline and Edu application essay. Help me find a School, Help me find a University; Help me find a College is an Edu link that helps student in making the best informed decision in their career education to realize its full potential.

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E-commerce can be an Exciting Career option with a dash of Biz Management

Today, in the fast growing technology oriented market, e-commerce has established itself as a viable and a reliable way of conducting business. To put it in simple terms, e-commerce means buying or selling of various products over the World Wide Web. With the widespread growth of the internet, the volume of trade through e-commerce has grown exponentially over the years.

E-commerce

E-commerce has become a trend which is fast catching up as a way of life in many societies around the world. Depending upon the type and number of parties involved, e-commerce can be divided into models such as B2B (Business to Business), B2C (Business to Consumer), C2B (Consumer to Business) and C2C (Consumer to Consumer). B2B or Business to Business model is largest form of e-commerce. In this type of model, companies sell various products and services to each other in the same manner as manufacturers sell to distributors and wholesalers selling to retailers. 

In B2C or Business to Consumer type of e-commerce model, the business or companies are selling to consumers directly with help of online catalogues. 
This is the model which the layman has in mind when he thinks of e-commerce. B2C type of model helps us to buy a latest book on the internet, book a trip for the entire family to some exotic destination, buy a latest configured laptop, all through the World Wide Web, without human interaction.

In C2B or consumer to business type of e-commerce model, the consumer posts his requirement and budget on the internet for getting a particular type of service and then businesses respond with their respective bids and the consumer is free to choose amongst the bidders which satisfies all his requirements and fits in his budget too. There are many advantages of e-commerce. It has helped the consumer to get a variety of services and goods 24X7 without having to move physically and also has helped to transcend geographical boundaries.

E-commerce has helped to bring variety to the consumers and they get cost effective and variety of goods at the competitive price over the internet. E-commerce has revolutionized the idea of setting up and operating a business and has increased the reach of business, thus giving direct benefits to the consumers.

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The Value of an MBA for Entrepreneurs

The growth of business world is speeding at tremendous rate with the entry of large number of new ventures. It may start from the small scale business organization but can be great business giants of future.

Entrepreneurship is an innovative step where creative ideas of an individual are implemented to action. As we all know "Boss is always right", aspiring individuals may step into the business world as an entrepreneur where he/she will be boss to so many employees.
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Business Degree Programs | Online Schools - Colleges

Like your wellness is calculated by the pulse rate, a nation's economical wellness is measured by the growth of economic enterprise in the nation. Management education enables you to operate different business organizations efficiently.

Management education has a promising future offering enhanced career prospects attracting the youth force. A management student gets remunerations such as $50,000 to $60,000 regular yearly. Once he/she goes up in the profession steps and gets position of business manager then their regular pay increases to $130,000 to $140,000 yearly.

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Online Applied Management Degrees - Success Science, Online Degree

Eligibility: Applied management courses mainly focus in the practical application on the business theories and strategies. These professionals will be eminently skilled in applying the theoretical aspects of management in the real world plans and situations.

Job Prospects: Job prospects are expected to be good for the entry level candidates with advanced degree and professional expertise. Aspiring candidates with strong leader ship skills and organizational skills may find job spaces in the competitive job field.

Expected Job Growth: According to the U.S. Bureau of Labor Statistics the job opportunities for the management analysts are expected to increase by 22 percent, financial managers by 9 percent, human resource managers by 13 percent and operation research analysts by 15 percent from 2010 to 2020. 

Degrees Offered:  Associate Degree   Bachelor Degree  Master Degree

                            Doctorate Programs         PhD Programs              Certificate

Since the business field is turning highly competitive, the management level should be extremely efficient to utilize the resources to its maximum. So a major in applied management may open up many career opportunities.

For more information on Applied Management ,
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Electrical Engineering - Commercial and Industrial Electrical Contractors

OVERVIEW : Electrical engineers are concerned with the designing, developing, testing and manufacture of electrical systems and products. How can we imagine our world without electricity? It would come to a standstill and will plunge into darkness in the absence of electricity. Electrical engineers are concerned with designing and developing electrical systems and products. There are incredible types of products right from complex industrial machinery to daily use household items that make use of electrical engineering. The equipment on which electrical engineers work include electrical motors, machinery controls, lighting and wiring in buildings, radar and navigation systems, communication systems, and power generation, control, and transmission devices. 

Electrical Engineering

JOB DESCRIPTION : Electrical engineers work with power generation, transmission and distribution. They are also involved with the various products such as transformers, circuits, electrical components and wirings etc. There are many areas of specialization in electrical engineering. Some of the areas of specialization include maintenance; architecture; telecommunications; radar and navigation systems; technology and robotics. The electrical power engineers are concerned with designing and developing equipment and systems to provide electricity in homes, offices, factories, etc. Some of them may also work in developing computer controlled energy management systems in order to conserve energy. Some electric power engineers deal with energy generation by a variety of methods- turbine, hydro, fuel cell, solar, geothermal and wind for example. They may be also involved in the designing electrical distribution systems and instrumentation and control systems for the safe, effective and efficient operation of production systems in the industries.

JOB OUTLOOK : According to U.S. Bureau of Labor Statistics, Electrical engineers working in firms providing engineering expertise and design services to manufacturers should have better job prospects. Also, a college undergraduate degree is the least which one can have to survive in the stiff competition for jobs. 

DEGREES OFFERED :  Associates  -Bachelor's  -Master's  -Doctorate/PhD  -Certificate

SALARY :   

Type of Industry                                                                                               Salary

Semiconductor and other electronic component manufacturing                             $92,070

Scientific research and development services                                                      $90,790

Navigational,measuring,electro-medical,and control instruments manufacturing   $89,590

Electric power generation, transmission and distribution                                      $83,960

Architectural, engineering, and related services                                                  $83,750 

SOURCE : U.S. BUREAU OF LABOR STATISTICS.

EXPECTED JOB GROWTH : According to U.S. Bureau of Labor Statistics, Electrical engineers are expected to have employment growth of 6 percent over the present decade. Although strong demand for electrical devices—including electric power generators, wireless phone transmitters, high-density batteries, and navigation systems—should spur job growth, international competition and the use of engineering services performed in other countries will limit employment growth. The annual median salary of an electrical engineer in May 2010 was $84,540.

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Chemical Engineering - Career in Chemical Engineering,Online Jobs,Chemical Engineers,Online Schools

overview : Chemical engineers are involved in the application of the principles of chemistry and engineering  in the production or use of chemicals and other products. Chemicals are present in our daily lives from the food we eat to the plastics we use for various purposes. Some chemical engineers may make new process designs and may invent new processes for the mass productions of certain chemicals. Some operate plant and machinery. Chemical engineers have helped develop atomic science, polymers, paper, dyes, drugs, plastics, fertilizers, foods, textiles, and chemicals. They also devise ways to make useful production from one or several raw materials and make the manufacturing processes more economical, efficient and more environmental friendly.

Chemical Engineering

JOB DESCRIPTION : Chemicals play an important part in our everyday lives. We use chemicals and their derivatives in almost all the stages everyday and make use of them to make our life easier and simpler. From the fertilizers that are employed in food production to the materials we take for granted like nylon and others are all the products given to us by chemical engineers. Chemical engineers devise ways and means to mass produce these chemicals and their derivatives which we use in our everyday lives and make sure that that their production is efficient and economical.
Chemical engineers work in manufacturing, pharmaceuticals, healthcare, design and construction, pulp and paper, petrochemicals, food processing, specialty chemicals, polymers, biotechnology, and environmental health and safety industries, among others. Some chemical engineers might specialize in a certain process such as polymerization or oxidation. Others may specialize in a particular field, such as nano-materials or developing certain products which also has application and knowledge of biology in them.

JOB OUTLOOK : According to U.S. Bureau of Labor Statistics, there would be a growth in the number of chemical engineering jobs by 6% from 2010 to 2020. There may be good opportunities in the research and development fields and in other service industries like scientific and technical industries. You may need at least to have a graduate degree to have an edge in research related jobs.

DEGREES OFFERED :  Associates  -Bachelor's  -Master's  -Doctorate/PhD  -Certificate

SALARY :    Occupation       Chemical Engineers

                  ELE                   Bachelor' degree

                  MAW(2010)       $90,300

                  EOL (10%)         $56,520

                  EOH (10%)        $139,670

SOURCE : U.S. BUREAU OF LABOR STATISTICS 

EXPECTED JOB GROWTH : According to U.S. Bureau of Labor Statistics, employment for chemical engineers is going to grow at 6%, slower than average for all occupations from 2010 to 2020. Overall employment in the chemical manufacturing industry is expected to continue to decline, although chemical companies will continue to employ chemical engineers to research and develop new chemicals and more efficient processes to increase output of existing chemicals. However, there will be employment growth for chemical engineers in service-providing industries, such as professional, scientific, and technical services, particularly for research in energy and the developing fields of biotechnology and nanotechnology. The median annual salary of a chemical engineer in May 2010 was $90,300.
  
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