Friday, January 11, 2013

Student Loans

In the present times, when the cost of higher education is showing a steep inclination, requirements for finding out right kind of student loans has become a necessity. Various kinds of federal loans available for students are as follows: 

Federal Perkins Loans : This loan is available for both undergraduate and graduate students. Repayment of loan should be started after a specific time period (grace period) after the completion of studies.  

Stafford Loans : This low interest federal loan is provided by the schools that are a part of William D. Ford Federal Direct Loan (Direct Loan) Program. Direct Subsidized and direct unsubsidized loans are two different types of Stafford loans with an interest rate of 6.8 percent.

PLUS Loans Parent Loan for Undergraduate Students or PLUS loans can be taken by the parents, graduate students and professional degree students. Parents of the dependent undergraduate students can apply for this low interest loan program to pay for their child's education. 

Private Loans : Students who can't meet their college expenses through federal loans can take private student loans. Interest rates and borrowing limits vary according to the lenders for these alternative loans. 

Even students can take multiple loans to meet college expenses. In such a situation instead of multiple payments, students also can combine multiple loans into a single one through Direct Loan Consolidation (DLC).To ease repayment of your loan, the key factor is advance planning and organizing your finance books. 

What Will 2013 Bring For Education?

As the time is passing, we all have witnessed many changes and many things have changed since past few decades. There has been a lot of change since the inception of internet and web. People’s way of living and doing things has changed. Life; in short has evolved in past few years. But what lies ahead? What is next? After so many things have changed, what else remains to be seen?

In this article we will see the impact of these changes on education, we will also discuss that whether the changes on education has been good or bad and further what impact can be seen on education in year 2013. The first thing we need to analyze is that what impact education had gone through. If we compare the era of our parents with that of ours, we can see that education has made progress in leaps and now the kind of education we are having is totally different and a lot has changed in these years.

In all these years we have seen that everything is now linked with internet, students get their assignments and custom coursework all on internet and college portal or slate. The way of doing and assigning things has changed, and those who cannot adapt to this change cannot survive. Now the expectations from the students have increased too. In recent years a lot of news has been in buzz about plagiarism and college drop outs. The issue of plagiarism has been in hype in recent times and many people believe that students are to be blamed for this act.

The impact on education has been that the importance of education has increased; many private schools and colleges are coming up and the competition to get in a good college in immense. Students try really hard to get in a good college, and once they get in they struggle hard to remain in college. Many students do part time job along with the studies and this is the reason that many students are not able to complete their college. Despite of the fact that they have financial burden on them, teachers are coming up with stricter guidelines and by giving them lengthy custom coursework, they make matters worse for them.

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Thursday, January 10, 2013

Teacher Reminder : Students Didn't Choose Their Parents

“They did not choose their parents..."

“They didn’t choose their genetic pool.”

“They couldn’t say I want two college-educated parents who love me, care for me, and make education my priority.”

These words were spoken at the 2011 PLC Summit I attended in Arizona. I realized after hearing this statement, that many times, I get frustrated with my students about things over which they have no control. And I'm resolving to change my ways.

When students come to school without school supplies, when their parent doesn’t sign a form, or misses a scheduled appointment, or has made the child stay home to babysit, again.  These are things that the student can not control, but yet, year after year, my frustration is placed on a  child, who is probably just as frustrated as I am! 

How many times has the child walked in the day after parent-teacher conferences, and I’ve said, “Your mother scheduled an appointment and didn’t come.”  The child stands there wide-eyed, not knowing how to reply. Maybe they know why, maybe they don’t, but  that’s not the issue.

We need to work around the parents who are not supportive, the ones who just don’t have the time.  We need to tell our children, “You do you.”  “You do what you need to do to succeed.” 

Am I a ”bad” teacher? I don’t think so, but I’m certainly not the best I can be. I’m learning though, and I’m willing to take a good, hard, look in the mirror, and correct my mistakes.

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Recent trend of tuition fee hike in various colleges has become a major cause of concern for a large number of aspiring students who wish to pursue a college degree or even a diploma. 

Scholarships are given on the basis of :
1. Merit specific: On the basis of student's excellence in academics or sports activities.
2. Need specific: On the basis of financial needs.
3. Student specific: Scholarships awarded to certain gender, race or ethnic group

There are various types of scholarships that include

a.   Scholarships by State: State level scholarships or otherwise known as local scholarships will be awarded for the students based on both merit specific and need specific demands.

b.   Scholarships by Education level: Students can apply for scholarships depending on their grade level.

c.   Scholarships by Majors: Selection of some specific college majors can not only help in stepping into a career but also they can be a reason for availing scholarships.

d.  Scholarships by Type: This scholarship is categorized as student-specific scholarships and unique scholarships. It will be awarded on the basis of some specific family features or unique talents.

Otherwise it will result in the cancellation or suspension of the scholarship funding. 

Wednesday, January 9, 2013

College Guys

College Guys by SchoolandUniversity

Flickr: is the go-to educational portal that has gained popularity through swift and comprehensive content over the past few years amongst aspiring students and professionals seeking to advance their careers. 

Military Services

Military services seek to ensure that education and other facilities are available to the family members of our veterans, service members and military professionals who have given their best and many of them have lost their lives as well in serving the nation.

These benefits play a crucial role for family members when a military personnel is permanently disabled or dies during war.

1. GI Bill : It is initiated to help the military professionals and their family members to get the monetary support to advance their education. GI Bill transfer enables spouses and children of qualified military professional to take benefits of GI Bill initiatives.

2. Major General James Ursine Scholarship Program : The scholarship program was introduced to facilitate undergraduate education for the dependants of military professionals.

3. High school scholarship under ROTC(Reserve Officers Training Corps): High schools scholarships are awarded to military dependants based on their academic and physical excellence. They need to pass Physical Fitness Test (PFT) before the end of first semester exams.

4. Scholarship for Military Children : Scholarship provided to the children of active as well as retired military officers to help them pursue an undergraduate degree.

5. Survivors and Dependant Assistance(DEA): If the military soldier has passed away or is permanently disabled due to services provided then the DEA program provides scholarship to their spouses and dependants to pursue post secondary education.

6. State-Side Education Assistance Program (SSEAP): These are need-based financial aid programs enabling spouses of active duty, retired military officers and their widowers to obtain undergraduate education. 

7. Financial Aid :
Financial aids to children of military parents are available in two forms :

Stafford Loans : They are provided at lower fixed interest rates. Both graduate and undergraduate students are eligible to the loan subject to enrollment in the school of at least half time.

Pell grants : Unlike loans, pell grants are not required to be paid back. Pell grant would be awarded for the maximum amount up to $5550.

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Tuesday, January 8, 2013

“Educating Lives Throughout”

Education in its general sense is a form of learning in which knowledgeskills, and habits of a group of people are transferred from one generation to the next through teaching, training, research, or simply through autodidacticism.

Generally, it occurs through any experiencethat has a formative effect on the way one thinks, feels, or acts.

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Public Administration

Enrolling in public administration study program opens up different career opportunities in both the government and non-government sectors which include federal organizations and municipal sectors. They get highly skilled in decision-making, public relations management and handling the controversies.

Grads with a public administration may find several career roles in the business world such as public administrator, management analysts, public relations specialist and human resource managers. Most of the public administrators work in local, federal and state government sectors. They have to ensure all the plans are implemented successfully.

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A bachelor's degree in business related discipline is necessary to initiate a career in the corporate world. Applicants should require great communication and interpersonal skills to excel in the career.

Monday, January 7, 2013


College education expenses are going up in a skyrocketing pace. Aspiring students are searching more about financial assistances that can minimize their financial burden. 

Details of Expected Family Contribution (EFC) provided by the students determine whether they are eligible for the grant.

Take a look at some of the popular grants:
1. Federal Grants: Pell Grant is one of the most popular federal grant in which eligibility of students is determined by comparing the EFC given in FAFSA with Cost of Attendance. 

2. State Grants: Eligibility criteria for availing state grants vary with some specific criteria set by the state government. One such example is Illinois Future Teacher Corps (IFTC) Program provided for students who want to choose their career as teachers.

3. College Level Grants: Colleges provide grants based on the submitted FAFSA details and other eligibility criteria. For example: many colleges offer grants to outstanding athletes.

4. Career Specific Grants: This grant is awarded to the students who want to pursue some specific career. Some examples are Teacher Education Assistance for College and Higher Education (TEACH) and Grant Program and Nursing Scholarship Program.

5. Student Specific Grants: It will be offered by some communities or association considering some specific family backgrounds or other features. It may be based on the minority, military background, physical disabilities and more.

6. Unique Grants: A unique hobby or talent can help students in availing a grant. It would be a less competitive area in which student with unique talents can only apply. Unlike scholarship that is given based on merit, grants are provided based on the need.

Project Management

OVERVIEW : Since the time is the most precious factor in everyone's life, even the business world is keen in utilizing their time productively. Skills and techniques used to execute the project in a successful way are termed as project management.

JOB DESCRIPTION : There are so many career tracks in the project management and some of them are project manager (PM), project co-coordinator and project scheduler. Senior Project managers hold a huge responsibility in attaining the goals of the business organization by assuring the quality and time accuracy of the projects. Software technologies, databases and other computer applications are used to store the data and update the information about the projects.

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Job prospects are expected to be good for talented candidates with strong leadership and organization skills. The job outlook varies according to the nature of the industry sector and the number of projects taking place. 

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Saturday, January 5, 2013


A fellowship can have several different definitions, depending upon the extent of the fellowship, for what it is offered and what are its requirements. Typically, most fellowships are monetary awards concerned with working in a specific field, usually at the graduate or post-graduate level. 

Fellowships have stringent requirements, but if you are selected for one, then you may be exempted from tuition fees, you may get reduction in tuition fees or a monthly stipend. Here are a few pieces of advice that may help you to attain a fellowship. First is to write an original and a compelling essay which is designed for that particular fellowship.

Request recommendation letters from professors with whom you are acquainted. Letters of recommendation are very important since they come from a trusted source in your university and would truly reflect your accomplishments in student life. Your professors should be able to portray you in a positive light overall and rave reviews from your professors may surely help you in getting that coveted fellowship.

Participate in a research project. Participating in a research project in your university would create a positive impression on the selection committee. Research experience, besides GPA, is a prominent factor on which fellowships are awarded and demonstrate aptly the academic and management skills of a student. 

We hope that these important points may help you in attaining a prized fellowship which would facilitate your academic progress. 

Organizational Management

OVERVIEW : The business world is facing constant changes due to the emerging technologies, diversity and growing competition. Effective management is the fundamental unit of an organization that acts as a driving force. 

JOB DESCRIPTION : Management processes act as a catalyst in the organization that improves the total productivity and maximize the profitability. It works on five basic principles which include planning, organizing, staffing, leading and controlling. There are various levels in the management section of a business which include senior level, middle level and supervisory levels.

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Job prospects are found to be good for the candidates with great communication skills and highly effective organizational skills .Professionals can get advanced in their job roles and responsibilities with their increasing experience.

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Friday, January 4, 2013

Financial Aid

In this era of ever-increasing higher education costs, questions arise in the minds of almost all the students about how they are going to finance their higher education. Thus, financial aid has great significance in this context. 

Financial aid helps students to receive monetary help in the form of grants, loans and scholarships which would help them to finance their education. Hence, keeping in mind the fact that there is financial aid available, you are encouraged to look out for it, which will help you to finance your education. 

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Organizational Leadership and Psychology

OVERVIEW : Behind the success of every business organization, there will be an effective management team with strong leadership skills. Organizational leadership and psychology mainly focus on coordinating employees around the goal.

JOB DESCRIPTION : Job profile varies for the professionals according to the career roles and nature of organization. Most of them work in executive level positions and focus on motivating the employees towards the organizational goal. They will have a great power of influencing people and implementing the changes to improve the productivity. Managerial professionals interact with the subordinates and identify the key area that needs improvement..

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Job prospects are expected to be good for the aspiring candidates with advanced degrees in organizational leadership and psychology. In addition to the educational qualification, great communication and organizational skills are required to find the better job options.

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Wednesday, January 2, 2013

Licensing Exam Preparation

Job markets are turning out to be highly competitive with the increasing number of talented professionals. But is there a rise of employment opportunities in accordance with the number of job applicants? The answer is: 'no”. Licensure exams provide you the opportunity to find an edge over the competitions and get advanced in the career. In most cases, they are even essential for initiating a career. Examples are as follows: 

Social work :If you are interested to work for the society and if you have completed an academic program in Social work, then it is the time for attending licensing exams. ASWB conducts four categories of social work licensing examinations and each with 170 four options multiple choice questions.

Counselling :Counselors work in different areas of life by providing guidance and emotional assistance to the individuals. To start your career as a professional counselor, you must be licensed. National Board of Certified Counselors (NBCC) administers the licensing examinations for counselors in all states.

Nursing :Nursing is one of the most noblest and lucrative profession in the healthcare industry. One should hold a license to work as a nurse in the medical field. National Council Licensure Examination (NCLEX) is conducted by the National Council of State Boards of Nursing (NCSBN) that provides licenses.

Nuclear power reactor operators :Controlling the operations of nuclear power plants are performed by nuclear power reactor operators. In addition with the educational qualification and extensive job training, the individuals must be licensed through the NRC (Nuclear Regulatory Commission).

A license marks you as a professional in the career field. Working hard with extensive study guides and tutoring will help you to pass the licensing exam.

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Operations Management

OVERVIEW : With the great competition in the business world, each organization is trying hard to make a foot mark in the market. Resources in an organization such as money, man power and technology is exploited in a wisely manner to improve the productivity and services of an organization.

JOB DESCRIPTION : Operation management deals with controlling and coordinating the functions of different departments in a business organization. They hold multiple responsibilities which include planning methodologies to improve productivity, assigning the job tasks to different sections, ensure the quality of services and many more. Most of the professionals work with the top-level executives in designing and developing new business plans.

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Operation management professionals may find better job prospects as they can handle multiple job roles in organization. A bachelor’s degree in business disciplines may help in initiating the career.

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Tuesday, January 1, 2013

International Students

With growing competition and rapid globalization, getting education from developed countries like USA and Canada gives students a definite edge over other students. Education obtained from these countries is recognized worldwide bearing global importance.

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Office Administration

OVERVIEW : Business organizations are striving harder to find a foot mark in the corporate world as the competition is getting tough. Depending on the nature of the organization, the number of departments and the working conditions vary. 

JOB DESCRIPTION : The main job responsibility of an office administrator is to ensure the efficient performance of all departments in an organization. They act as a connecting link between the senior management and the employees. Daily reports are prepared and they have to assist the payroll section based on attendance details of employees.Problems or issues of the employees are solved by the office administrators by arranging meetings.

DEGREES OFFERED : Associate's Degrees   Bachelor's Degrees  

                                          Master's Degrees       Certificate

Job Prospects are expected to be good for the candidates with great leadership and computer skills. An associate's degree in office administration may help in starting the career as office administrator.